Third Party Privacy Expectations

Gambit Media's network of sites promote a number of financial and insurance products either on behalf of specific companies or through conglomerate quoting systems. When you submit information in regards to product quotes, applications, or otherwise, you are authorizing us to share information with our business partners. You will be contacted by phone, email, or standard mail directly by our business partners. If you desire not to have further contact please notify the specific partner in question.

Information Collection & Use

The user experience at Gambit Media's sites was designed to be friendly and unobtrusive. The sites can be safely browsed at any time without submitting any personal information.

Gambit Media does collect certain information from you in order to process your online quote and/or application requests. This information will often times be used by a licensed agent, financial advisor, or account representative to contact you in regards to your request. We require a variety of information including, but not limited to, your name, address, zip code, date of birth, and email address. We will not transfer, sell, or otherwise distribute the information we collect from you to third parties other than the insurance companies, agents, and representatives selected to provide you with quotes or other requested information.

Your information might also be requested for the following:

• Newsletter registration with Gambit Media's network of sites
• Ongoing customer satisfaction surveys and general feedback
• Sweepstakes and Promotions offered by Gambit Media's network

Gambit Media may use your information for the purpose of internally managed targeted advertising & marketing opportunities. At any time, Gambit Media Network Site Members may opt-out of future recurring emails by clicking the 1-click unsubscribe link found at the bottom of all emails sent from us. Additionally members have the option of accessing their profile manager to update their email settings including, but not limited to, email frequency, email format, and category preferences. This can be accomplished by clicking on the 'Manage my email preferences' link found in the footer of each email we send.

Additionally, we may use the personal information that you supply to us and work with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

Members may also unsubscribe by contacting Customer Care:

Gambit Media
Attn: Customer Care
218 Main Street, #646
Kirkland, WA 98033

425-822-2227
info@gambitmedia.com

For additional information about our email marketing and list rewards program please visit our Member Center.

From time to time, Gambit Media may receive additional information about you from other sources strictly for tracking and advertising targeting purposes. This information may be added to your existing account and associated personal profile.

Access to Personally Identifiable Information

If you no longer desire our service, you may deactivate your profile per the instructions on our various network sites' unsubscribe pages. Additionally, you can contact Customer Care directly at:

Gambit Media
Attn: Customer Care
218 Main Street, #646
Kirkland, WA 98033

425-822-2227
info@gambitmedia.com

Information Tracking via Gambit Media

We track certain general usage pattern information. This information is used in aggregate form (mass information to show trends and patterns) to improve the Website and its associated processes.

Additionally, some pages within the Gambit Media Network Websites, as well as pages where our banner ads appear, and certain emails we send, may contain electronic images known as Web beacons, or single-pixel GIFs. These Web beacons collect certain types of non-personally identifiable information, such as a visitor's cookie number, time and date of a page view, and a description of the page where the Web beacon is placed. Our partners use Web beacons to compile aggregated statistics that help us improve the effectiveness of our advertising and make our Site easier to use. The information collected using these Web beacons does not identify individual users of the Gambit Media Network sites.

We log members' IP addresses (the group of four numbers separated by periods, such as 123.45.67.89, that identifies a particular host computer) for the purposes of system administration, diagnostic analysis, site tracking and reporting of aggregate usage information. Additionally, where applicable, IP addresses of email newsletter members are stored for initial opt-in verification purposes.

A cookie is a small text file that is stored on a user's computer for record-keeping purposes. Gambit Media makes use of cookies on this site. Gambit Media does not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use both Session ID cookies and persistent cookies with the sole purpose of making site navigation easier and quicker access to relevant information for our members. A persistent cookie remains on your hard drive for an extended period of time whereas a SessionID cookie expires when you close your browser window. You can remove persistent cookies by following directions provided in your Internet browser's help file.

We set a persistent cookie to track and target your interests to allow for easier navigation for future visits.

If you reject cookies, you may still use our site, but your ability to quickly access desired information may be hampered.

Some of our business partners (e.g. Advertisers) use cookies on their sites. We have no access to or control over these cookies. Additionally some 3rd parties set cookies within the Gambit Media Website for the purpose of aggregate data tracking and is not linked to any personally identifiable information.

This privacy statement covers the use of cookies by Gambit Media only and does not cover the use of cookies by any advertisers.

Gambit Media Member Security

We have security measures in place to protect the loss, misuse and alteration of the information under our control. We protect your information by placing it on a secure portion of the Network Website and by regularly backing up data, performing consistency checks with independently recorded log files to prevent tampering, and restricting access to information on our servers via several user authentication technologies. While it is our goal to safeguard personal information, we cannot guarantee the security of any information you transmit to us, and you submit such information at your own risk and absolve us of any liability. While we do take steps to limit them, our systems, like all computers, are susceptible to "hackers" and others who illegally seek and gain access to information stored on the computers' hard drives and other memory storage devices.

From time to time Gambit Media runs Sweepstake Promotions which are administered by a third party, ePrize, LLC. Per the terms and conditions of these sweepstakes, winners information can be used for publicity purposes:

Except where prohibited, participation in the Sweepstakes constitutes winner's consent to Sponsor and Promoter's use of winner's name, likeness, voice, opinions, hometown, state/province and country for promotional purposes in any media without further payment or consideration.

By choosing to participate and accept a prize (if chosen) for a given sweepstakes, users are obligated to abide by the publicity stipulations as outlined in the Sweepstake's Rules, which can be found at:

http://www.smarterquotes.com/rewards/10kgiveaway/index.asp

Children's Privacy

Gambit Media does not knowingly solicit data from children, and we do not knowingly market to children. If you are a minor, you can use the services offered on our Website only in conjunction with your parents or guardians.

Legal Disclosure

We will divulge your private information if required to do so by law. If served with a subpoena, search warrant, or court order, we would be compelled to provide the required information. We may or may not provide you with the existence of the subpoena, search warrant or court order, or with advance notice of our compliance.

Changes to Privacy Policy

Gambit Media may from time to time update this privacy policy. Gambit Media subscribers will be notified of any changes made via an immediate email announcement at the time of the update. Additionally, changes will be made available on our Website. Changes will become effective once the changes are published and an email notification has been issued and sent to all subscribers.

Comments and Questions

If you have any comments, questions, or concerns, feel free to contact us at: info@gambitmedia.com, or by sending a letter to:

Gambit Media
Attn: Customer Support
218 Main Street, #646
Kirkland, WA 98033